DSCR Loan Program
(Debt Service Coverage Ratio)
for Real Estate Investors
No Income. No Employment. Just Cash Flow.
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Why Choose a DSCR Loan?
No Income, No Employment Verification
No Lease or Rental History Required
Debt Ratios as low as 0.75 – Qualify based on potential rental income
FICO as low as 620
LTV up to 85%
Fast, Easy Process – Close as quickly as 10–14 days
Industry-Leading Interest Rates
Short-Term, Long-Term, &
Unleased Options
15% Down on Purchases +
80% Cash-Out Options
What Is DSCR?
DSCR = Property Income ÷ Mortgage Payment
Example:
$2,500 rent / $1,900 mortgage
= DSCR of 1.3
The higher your ratio, the better your chances of approval. Some programs accept DSCR as low as 0.75!
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